meet our amazing team

The Faces Behind our Success

Keith Cutrer

Keith Cutrer is a licensed CPA out of Palatka, Florida. For more than 20 years, Keith Cutrer CPA has been a full-service accounting, tax, and business consulting firm, specializing in services for businesses of all sizes. Keith has been dedicated to providing clients with a personalized approach. Keith has tremendous experience from basic accounting and bookkeeping services to guidance on strategic and business planning.

Dedra 'Dede' Martin

Born and raised in Palatka. I discovered my love for bookkeeping in high school. I learned how to calculate payroll, reconcile bank statements, prepare payroll tax and sales tax returns, and compile financial statements in class and on the job. I graduated with a Bachelor of Science in Accounting from the University of Florida and began my Accounting career. Working with two different firms over the next eight years doing bookkeeping and accounting, preparing payroll and sales tax returns, preparing payroll, compiling financial statements and preparing business and personal income tax returns, along with auditing, I then joined Keith in 1998 and have been with the firm ever since. I have had the privilege of working with many people and different business in the area and surrounding counties.

How we can help

Our Services

Tax Preparation & Planning

Individual, business and non-profit tax returns, plus year-round planning for federal, state and local taxes.

Bookkeeping

Accurate, up-to-date books. We can handle your bookkeeping, oversee your staff or train your team.

QuickBooks Support

QuickBooks setup, training and troubleshooting, with support by phone or remote access.

Payroll

Payroll preparation, direct deposit, check printing and payroll tax reporting and filings.

Business Startup

Choose the right entity, understand your true start-up costs and set up your finances correctly.

Business Succession Planning

Succession and strategic planning to protect the business you have built.

Common questions

Frequently asked questions

Bring last year’s return, your W-2 and 1099 forms, records of other income, and documents for deductions such as mortgage interest, property taxes and charitable donations. Business owners should also bring income and expense records.

Yes. We serve corporations, partnerships, sole proprietors, non-profits and individuals throughout Putnam County and North Central Florida.

Yes. We can catch up your books, reconcile your accounts and set up a process to keep them current, whether we handle it for you or train your staff.

Our office is at 332 St. Johns Ave in Palatka. We are open Monday through Friday, 9:00 AM to 3:00 PM. Call (386) 546-3040.

More questions? See our full FAQ or call (386) 546-3040.

Ready to work with a local CPA?

Call our Palatka office or stop by 332 St. Johns Ave, Monday through Friday, 9:00 AM to 3:00 PM.

Keith Cutrer CPA logo

A full-service accounting, tax and business consulting firm serving Palatka, Putnam County and North Central Florida for more than 20 years.

Contact

332 St. Johns Ave
Palatka, FL 32177

(386) 546-3040
kc298@bellsouth.net

Mon–Fri 9:00 AM – 3:00 PM
Sat–Sun Closed

© 2026 Keith Cutrer CPA. All rights reserved.

Palatka, Florida